emi paramaters
- %
Why HomeFirst?
Know your EMI
Here's a calculator for your understanding.
It's simple, speedy and supportive
Our team will guide you through the process.
Take the first step.
Our loan application process is simple.
Have a chat with us.
Our team will come and meet you to understand your needs.
Relax, it's all digital!
It's simple and secure for your time and energy.
You get a loan!
We guarantee a sanction in just 48 Hours.
Paid Promotion
A world-class digital experience awaits you.
Unlock it with our HomeFirst app.
Use our app's superpower!
Prepay and save interest.
24x7 access to your
home loans!
Everything at your
fingertips!
Get instant access to your home loan! Check loan status, make prepayments or raise a query.
Build your connections,
grow your business.
Register Now
Reading room
Things about homes you wish you had known.
17 Sep, 2025 06:35 AM
Why Tier 2 Cities Are Winning the Homeownership Game
Not all homes are created equal. Not because of the paint shade or the fancy floor tiles, but because of where they stand. A recent HomeFirst study put this under the microscope, asking: what does homeownership really do for families in different parts of India? We spoke to 280 households across 10 cities, crunching numbers […]
01 Sep, 2025 11:01 AM
How EMIs Build Financial Confidence
EMIs have a bad reputation. Ask anyone about EMIs, and you’ll hear a dramatic sigh. For most people, it sounds like a monthly punishment—like a gym membership you can’t skip. Every month, right on time, no excuses. A hard commitment. Although, EMIs do much more than most people realise when they are paying back the […]
05 Aug, 2025 06:37 AM
Women Make Homes, Homes Make Women Stronger
What changes when a woman owns a home? More than you might think. In India’s affordable housing journey, we often talk about the number of houses built or loans disbursed. The impact of homeownership has been absent in the conversation. We rarely talk about how homeownership feels–especially in the case of women. There’s a gap […]
Have more questions?
Find the answers here.
FAQs about all things loan.
Depending on the EMI amount that you can afford every month, a tenure is fixed for you by our relationship managers. To get an idea of what your loan with HomeFirst could look like, you can use our handy EMI calculator.
We do consult credit scores, but each of our customer applications is handled individually and personally. So long as we can be assured that you will be able to pay the EMIs regularly, we encourage you to apply for a home loan with us. The advantage of dealing with HomeFirst is that we consider each applicant personally, and not the basis of numbers alone.
A PIO or Person of Indian Origin is an individual with a foreign citizenship, who can either trace their family to India, have formerly held Indian citizenship, or are married to an Indian national. As of January 2015, this identification card has been discontinued, and merged with the OCI (Overseas Citizen of India) program instead.
HomeFirst home loans give you up to 90% of the agreement value, and even assist with the initial down payment. This makes HomeFirst home loans for salaried professionals unique, as no other loan provider offers such a large percentage of the agreement value.
Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.
Take the first step towards your home.
Get Loan
