emi paramaters
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Reading room
Things about homes you wish you had known.
01 Sep, 2025 11:01 AM
How EMIs Build Financial Confidence
EMIs have a bad reputation. Ask anyone about EMIs, and you’ll hear a dramatic sigh. For most people, it sounds like a monthly punishment—like a gym membership you can’t skip. Every month, right on time, no excuses. A hard commitment. Although, EMIs do much more than most people realise when they are paying back the […]
05 Aug, 2025 06:37 AM
Women Make Homes, Homes Make Women Stronger
What changes when a woman owns a home? More than you might think. In India’s affordable housing journey, we often talk about the number of houses built or loans disbursed. The impact of homeownership has been absent in the conversation. We rarely talk about how homeownership feels–especially in the case of women. There’s a gap […]
23 Jul, 2025 09:53 AM
Why Homeownership in India Matters More Than Ever Now!
India is at a turning point in its housing journey. Our cities are growing fast and wide, responding to a staggering housing demand. By 2030, we’ll need over 31 million new affordable homes in urban/ semi-urban areas alone. This demand is a reflection of how fast we’re urbanising, how many people are migrating for work […]
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FAQs about all things loan.
Depending on the EMI amount that you can afford every month, a tenure is fixed for you by our relationship managers. To get an idea of what your loan with HomeFirst could look like, you can use our handy EMI calculator.
We do consult credit scores, but each of our customer applications is handled individually and personally. So long as we can be assured that you will be able to pay the EMIs regularly, we encourage you to apply for a home loan with us. The advantage of dealing with HomeFirst is that we consider each applicant personally, and not the basis of numbers alone.
A PIO or Person of Indian Origin is an individual with a foreign citizenship, who can either trace their family to India, have formerly held Indian citizenship, or are married to an Indian national. As of January 2015, this identification card has been discontinued, and merged with the OCI (Overseas Citizen of India) program instead.
HomeFirst home loans give you up to 90% of the agreement value, and even assist with the initial down payment. This makes HomeFirst home loans for salaried professionals unique, as no other loan provider offers such a large percentage of the agreement value.
Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.
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